ENEN
PT
FR
ENENPTFRHow it works
- 1
Tell us your purchase budget, nationality and residency status.
- 2
We connect you to our vetted partner broker — Banco de Portugal–authorised, expert in non-resident lending.
- 3
The broker compares 15+ Portuguese lenders for your best rate. No fee to you — the broker is paid by the bank.
Deep-dive guides
Read up before you submit a request
Non-resident mortgage in Portugal — the honest 2026 guide
Can a non-resident get a mortgage in Portugal? Yes. The independent 2026 guide: real LTV and deposit figures, fixed vs variable rates, the full document checklist, the costs agency blogs skip (mandatory life insurance, valuation gaps, currency risk), and whether to use a broker or go bank-direct.
Portugal mortgage rates in 2026 — the real numbers
What are mortgage rates in Portugal right now? The independent 2026 guide: current variable, fixed and mixed rates, how Euribor + spread works, the TAN-vs-TAEG cost trap, the non-resident premium, and how to actually negotiate the best rate.
The real cost of buying property in Portugal — 2026
What does it really cost to buy property in Portugal beyond the price? The independent 2026 breakdown: IMT transfer tax, stamp duty, notary and registration, legal fees and mortgage costs — with worked examples and the figures agency blogs round off.
D7 visa Portugal — the 2026 retiree & passive-income guide
Portugal's D7 visa is the most accessible long-stay route for retirees, FIRE early-retirees, and anyone with reliable passive income. Full 2026 eligibility, income thresholds, document checklist, application process and timeline, and what changed after the Golden Visa real-estate route was removed.
Mortgage help in featured cities
