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ENENPTFRBuying property
Prices, the buying process and what completion really costs.
Houses for sale in Portugal — the independent 2026 buyer's guide
Independent guide to buying a house in Portugal in 2026. Regional prices, types of property, the full buying process for non-residents, and our directory of AMI-licensed English-speaking real-estate agents in every Portuguese region.
Algarve property — the independent expat buyer's guide for 2026
The independent 2026 buyer's guide to the Algarve property market. Sub-region prices (Lagos, Albufeira, Faro, Tavira), drought + AL-licence reality, full buying process for non-residents, and our directory of AMI-licensed English-speaking agents in every Algarve town.
How to buy property in Portugal as a foreigner — the 2026 step-by-step
The complete, independent 2026 guide to buying property in Portugal as a foreign buyer: the 8-step process from NIF to keys, the promissory contract, due diligence, the notarial deed, realistic timelines, and the mistakes that cost foreign buyers money.
The real cost of buying property in Portugal — 2026
What does it really cost to buy property in Portugal beyond the price? The independent 2026 breakdown: IMT transfer tax, stamp duty, notary and registration, legal fees and mortgage costs — with worked examples and the figures agency blogs round off.
Mortgage & financing
How non-residents borrow in Portugal — and at what rate.
Non-resident mortgage in Portugal — the honest 2026 guide
Can a non-resident get a mortgage in Portugal? Yes. The independent 2026 guide: real LTV and deposit figures, fixed vs variable rates, the full document checklist, the costs agency blogs skip (mandatory life insurance, valuation gaps, currency risk), and whether to use a broker or go bank-direct.
Portugal mortgage rates in 2026 — the real numbers
What are mortgage rates in Portugal right now? The independent 2026 guide: current variable, fixed and mixed rates, how Euribor + spread works, the TAN-vs-TAEG cost trap, the non-resident premium, and how to actually negotiate the best rate.
Visas & residency
The residence routes that let you stay — and buy — long-term.
D7 visa Portugal — the 2026 retiree & passive-income guide
Portugal's D7 visa is the most accessible long-stay route for retirees, FIRE early-retirees, and anyone with reliable passive income. Full 2026 eligibility, income thresholds, document checklist, application process and timeline, and what changed after the Golden Visa real-estate route was removed.
D8 digital nomad visa Portugal — the 2026 remote worker guide
The D8 visa is Portugal's dedicated residency pathway for remote workers earning from foreign employers — minimum €3,480/month income. Full 2026 eligibility, income thresholds, application process, and how it compares to the D7 visa for retirees and freelancers.
Portugal Golden Visa 2026 — what changed, what's still possible
The Portugal Golden Visa real-estate route closed in October 2023. The investment-fund, business-creation and cultural-donation routes remain. Full 2026 breakdown of who still qualifies, what each remaining route costs, and how it compares to the D7 and D8 visas for actually living in Portugal.
Tax & legal
The tax regime, the paperwork and the lawyer you'll need.
IFICI Portugal — what replaced NHR, and whether you actually qualify
IFICI is Portugal's tax regime that replaced NHR on 1 January 2024. It's narrower than NHR — most retirees and remote workers no longer qualify. Full eligibility breakdown, comparison with NHR, application process, and what to do if you don't qualify.
Portugal property lawyer — why you need one, and what they actually do
Do you need a lawyer to buy property in Portugal? The independent 2026 guide: what a Portuguese property lawyer actually checks, why the notary is not enough, what conveyancing costs, and how to choose an Ordem dos Advogados–registered lawyer who works with foreign buyers.
How to get a NIF in Portugal — the 2026 non-resident guide
The NIF (Número de Identificação Fiscal) is the Portuguese tax number you need before you can buy property, open a bank account or sign a lease. The independent 2026 guide: who needs one, the three ways to get it as a non-resident, costs, timelines and the fiscal-representative question.
Fiscal representation in Portugal — the 2026 guide
A fiscal representative receives Portuguese tax correspondence on a non-resident's behalf. The independent 2026 guide: who legally needs one, the electronic-notifications alternative, what it costs, and what happens if you skip it.
